Tuesday, October 11, 2011

NJ to Adopt National Flood Insurance Program Restrictions for Homeowners

a2_LOTITO_Pequannock_Flood_(Irene)_2011 005Image by Christopher Lotito via FlickrPoint #7 on Christie's 15 Point Plan to reduce flooding is an interesting one, it involves adopting the National Flood Insurance Program Regulations so that FEMA will stop threatening to cut off its federal flood insurance to New Jersey.  To date, we've heard very little about what sort of restrictions this would place on our economy and on our homeowners.  It remains unclear whether this item is most appropriately decided by the state government or via ballot question, though it appears the state government will be making the decision shortly.

What can be said for certain (without a law degree) is that this will mean additional restrictions of the sort of work that homeowners can do on their property.  Homeowners will be forced to comply with certain standards (specifically flood-proofing standards) as they repair and upgrade their homes (just as they do under existing building regulations).  Extensive legal phrasing is available here: http://www.fema.gov/business/nfip/laws1.shtm

Current progress on this item (from the NJ DEP Passaic River Flood Committee) is as follows:

March 11, 2011
• The DEP Land Use Rule team will take the lead on meeting.
June 1, 2011
• The DEP Land Use Rule team is discussing with DCA rules and incorporation of  FEMA requirements.
August 3, 2011
• On August 4, DEP and DCA staff will meet to discuss the preparation of a draft Executive order that will require all state Departments to be compliant with the NFIP.



Christopher Lotito is a member of the Pequannock EnvironmentalHistoric District, and Flood Control Advisory Commissions as well as the author of  "Torrent," a book about flooding in the region.  Lotito's personal mission is to reduce new taxes, drastically reduce flooding, and preserve more green spaces for our children.  Christopher Lotito Profile

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